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Yep all you need is the email address. Don’t get me wrong. Leave the Archive, Chat with our moderator team every Wednesday between 1-2pm PT (4-5pm ET). Assuming you're a uk registered account holder, and you pay an invoice for goods, or you use send money from within your paypal account, then select "goods" as the reason for the payment, then you'll have the same protection you would have if you'd bought on ebay, including protection against the laptop not being as described, If you use send money, but select any of the personal payment options, or you pay a money request for payment owed, you'll have no protection. A Chargeback, in ordinary terms, means a reversal. On some forums it says it is safe because i can just open a dispute and claim the money back if I don't receive the item/item is not as described. Note that although not all chargebacks are fraudulent, it is a common Paypal chargeback scam that has caused quite a stir as people are using it for their good while causing massive losses to the merchants and sellers. For all credit card transactions over £100, you also have rights under Section 75 of the Consumer Credit Act. Do I just need his email address to transfer the money? I've just sold a laptop on Gumtree for £600, the seller was quite specific that the invoice had buyer protection (in his words "So that we're both protected") which I thought made complete sense, and am now just waiting for the funds to clear my account. Gumtree is a valuable place for communities to access useful online services, to find work from home jobs or essential roles, and it enables people to support each other through the Community category. Our dispute management software would be useless if we didn’t have it. Find a paypal on Gumtree, the #1 site for Stuff for Sale classifieds ads in the UK. My ebay account attached to my Paypal account it 100% - 200+ transactions, and this ties in with the call handlers comment that "as long as your account was in good standing you are protected" but again this chargeback thing sounds like a nightmare. This morning I received an email from PayPal saying that an item purchased from me a couple weeks ago was an unauthorized charge and my money is on hold. This means you would only get your deposit back. When you operate an ecommerce store, you should expect a certain amount of returns.Therefore, it’s wise to factor return and refund costs into your budget. All PP payments are covered providing you as the account holder have a UK registered PayPal account, and you are making a payment for goods! I've only ever used gumtree for low value items. I searched through the boards and read what I could from others and there have been conflicting outcomes so I am worried. And merchants and acquirers must comply with these time limits if they wish to prevent it from taking some of their revenue. So my money will be 100% safe if I use PayPal through Gumtree and it turns out to be a scam? Good to have your opinion on here as well. But I dunno, I'm thinking of just refunding him and calling it off, what assurances do I have here? There are time limits for making chargeback claims. But after a bit of research I've discovered an issue called 'chargebacks' whereby the buyer can purchase the item and then upon receiving can then claim to have not received the item/or that it does not match the description; etc. Its a question of looking at the invoice supplied, or selecting the right reason for the payment when you make it. There are plenty other good deals on Gumtree. If someone is insisting on remote payment before seeing the goods, my reccommendation would be to walk away and look for something else, especially if it sounds too good to be true. View Gumtree Free Online Classified Ads for paypal and more in Cape Town. Ask your seller send you an invoice from within PayPal stating the payment is for goods, you should only ever pay one whole lump sum and not a deposit or installments as those are not covered by PP. Credit and debit card providers are expected to handle Section 75 and chargeback claims in a reasonable timescale. Learn more in Community Events. Find paypal in Cape Town! Things, the you before the Purchasing of paypal chargeback Bitcoin what to say note should. These refunds are termed “chargebacks” in banking terms. are they serious?? For the record, the laptop is in tiptop condition and is boxed, etc. Take for instance, if the products they receive are faulty, a chargeback is always the feasible remedy. These depend on your card provider, so it’s best to contact them to get the details you need. PayPal will walk the seller through what they need to do for the chargeback. Helpful 0 Not Helpful 0. ? Welcome! This content may be old or outdated. I thought that Gumtree and Paypal offers Buyers protection because its one of the preferred option of payment and buying the item online would be safe. Hi all, I've just seen a laptop on Gumtree that I want to buy but the seller will only accept PayPal as a payment option. Cookies help us customize the PayPal Community for you, and some are necessary to make our site work. Watch out if you use your credit or debit card to load money into your PayPal account or other similar online accounts, as it is the loading of the money that is considered to be the card transaction. Hi all, I've just sold a laptop on Gumtree for £600, the seller was quite specific that the invoice had buyer protection (in his words "So that we're both protected") which I thought made complete sense, and am now just waiting for the funds to clear my account. duke790r on 02/10/2019 - 21:23. ©1999-2021 PayPal, Inc. All rights reserved. A chargeback is a refund prompted by your card issuer. Chargeback rights however only apply to the amount of the transaction made on the credit or debit card. For PayPal purchases in US dollars, the fee is a hefty $20. To have protection, you must honour the agreements you made with the buyer during the dispute resolution process. Here is what you need to know about MasterCard chargeback … Re: Buying with PayPal on Gumtree All PP payments are covered providing you as the account holder have a UK registered PayPal account, and you are making a payment for goods! When I found out that this iPhone is iCloud locked I escalated this to Paypal and Gumtree but I was told that there is no longer a Buyer protection offered by Paypal this took effect July 2017. Ask your seller send you an invoice from within PayPal stating the payment is for goods, you should only ever pay one whole lump sum and not a deposit or installments as those are not covered by PP. If you paid for a product or service with a credit card, you can dispute it through the card issuer and let them take the battle to the merchant. I checked my paypal account and yes money is in there minus paypal fees. I just received a notice that there was a chargeback on my paypal account, and I could not imagine what it might be. Typically between 0.10-0.30% of your sales (products only; not services or digital items) will result in chargebacks, often in the form of a PayPal chargeback. MasterCard chargeback time limits can make or break a chargeback. When you make a purchase though Paypal you are not covered by section 75 of the Consumer Credit Act and therefore you cannot claim your money back from your credit card provider. The customer gets their money back. I go and look, and it is an item I sold in 2005,,,????? A chargeback (otherwise known as a dispute) is a way for your bank that issued your card to reclaim money from the retailer’s bank when you do not get the goods or services you paid for, including if the retailer or supplier has gone out of business. It really depends on the chargeback and the reason code that issued it. You are viewing the PayPal Community Archives. All ebay sellers beware of a new scam doing the rounds whic i was unfortunate enough to fall victim off. Buyers can simply demand refunds for transactions and inform their credit card company to cancel/refund the payment. We have experience with disputes and chargebacks. Chargeback: A chargeback is the charge a credit card merchant pays to a customer after the customer successfully disputes an item on his or her credit card statement. Tick tock! But on other sites it says it's not safe and that I can't open disputes for items bought outside of ebay? Find paypal payment ads. Please note that you have to open the dispute within 45 days of the transaction in order for PayPal to investigate. Werd gekocht door iemand die het risico wel wilde nemen omdat alle andere optes lastiger of duurder waren (op afstand van 80 Km ofzo, voor een zoon die op kamers ging). Cookies help us customize the PayPal Community for you, and some are necessary to make our site work. I sold an item on 2nd Dec 2013, item was paid for through paypal payment showed in paypal address confirmed etc item posted. However, Paypal transactions are covered by the Visa Debit Chargeback scheme.. As long as you ensure that you select 'Goods' as your payment type when sending the funds to the seller, you should be fully protected in the event of the item not being received or being not as described. PayPal and your credit card company will deal with each other so you as the buyer never deal directly with the seller. PayPal chargeback fees and reimbursements. Paypal/Gumtree scam?? If the issuer succeeds where you failed, the purchase price is refunded to the credit card you charged it on. PayPal Buyer Protection. PayPal may protect you against any future claim, chargeback, or bank reversal the buyer files in relation to that particular transaction. You can then send the payment through the send money tab. Read a detailed PayPal UK guide about how to avoid customer disputes and complaints. My question is, how do I record this in Quickbooks Online? Gumtree- PayPal or Cash? What if I have made a claim via my card provider, but I have not been reimbursed? Some will be genuine returns, but others will be fraudulent. Paypal chargeback Bitcoin what to say - Traders uncover the secret! By browsing this website, you consent to the use of cookies. Bitcoin what to say note should the weekend ( I provide digital services there... My card provider, but others will be genuine returns, but others will fraudulent... 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