MBSB have got you covered with zero processing fee and up to 90% margin of finance. Flexible mortgage plan with an option to combine term loan and overdraft helps you manage and save your finances, ultimately own a home faster. Owning a house is no longer beyond your reach! Find out more. WE HELP YOU OWN YOUR DREAM HOME No setup, processing and monthly maintenance fees with this Shariah compliant home loan based on the concept of Bai Bithaman Ajil, A flexible Islamic mortgage based on the Bai Bithaman Ajil concept with no set-up or monthly fees. Realise your dream of owning a house! Finance your dream house with a minimum borrowing of RM300,000 with attractive interest rates and 3 year lock-in period. You also need to set the maximum percentage of your income that will go to repaying the housing loan. Settle into your new home on cloud nine with BSN - offering higher limit of financing, lower entry costs in addition to government incentive on instalments via this Shariah compliant mortgage. Oops. Be sure to take along all necessary documents (which may differ from bank to bank) to help speed up the application process. With only 3 simple steps, you are able to submit your application for OCBC Malaysia's mortgage loan. Get up to 100% financing at competitive interest rate. A variable rate Islamic home loan with option of redraw facility so that you can choose the best way to manage your money and mortgage. Save money on your Home Loan, make extra repayments with no extra fees - Home Partner-i lets you reduce your loan principal and tenure as you go, A term housing loan with no processing and monthly fees. Loan Tenure up to 35 years or age of 70 whichever is earlier ABOUT HOME LOAN IN MALAYSIA. A conventional Shariah-compliant home loan based on the concept of Musyarakah Mutanaqisah, A semi-flexi variable rate shariah compliant home loan based on Bai’ Bithaman Ajil concept (deferred payment sale), Shariah-compliant variable rate home financing plan with a maximum capped profit rate that allows you to enjoy market rates yet remain protected, Get a mortgage holiday straight away - interest-only for the first three years of your housing loan - spend the money you save on your new home, Fast track your property purchase with a mortgage that offers interest rate reductions when you make extra repayments to your loan principal. Get this low interest home loan from ICBC. A flexible financing plan for Affin Bank existing borrowers comprising Islamic term financing for home purchase and overdraft facility for personal use. A remortgage plan based on the Islamic concept of Tawarruq with a capped interest rate and tiered financing to help you lower your home monthly instalments. To help you with that, here’s a list of the 7 best housing loans in Malaysia! Please click "Get Quote" again. Want to purchase your first home for your family? Pay lower entry charges, zero processing fee and competitive profit rates every month with this Islamic facility, Making it easier for everyone to afford a home - a housing loan created for people with a variable income or who are self-employed. Is your current home loan interest rate too high? A home is just about the most expensive thing you'll ever buy in your life so do your homework properly. Get your Debt Service Ratio (DSR) and increase your chances of a housing loan approval now on iProperty.com.my Flexi Mortgage. How to Use: Enter property price in Malaysian Ringgit. Many foreigners are in Malaysia as part of the Malaysia My Second Home (MM2H) programme, which is a visa and support service that's attracted large numbers of retirees and permanent settlers. KFH Ijarah Muntahiah Bi Al-Tamlik Asset Acquisition Financing-i, Maybank Commodity Murabahah Home Financing-i, Alliance Bank Savelink Interest Payment Option, Alliance Bank i-Wish Flexi Home Financing-i, KFH Ijarah Mawsufah Fi Al-Zimmah Asset Acquisition Financing-i, Bank Rakyat Home Financing-i Manzili Selesa, Maybank Commodity Murabahah Shophouse Financing-i, Bank Rakyat Home Financing-i My 1st Home Scheme, Bank Rakyat Home Financing-i Zero Entry Cost, Hong Leong Islamic CM Flexi Property Financing-i, Affin BNM Priority Sector Home Financing-i, Standard Chartered Conventional Housing Loan, Guide to Buying Your First Insurance Plan, Kickstart Your Financial Makeover With RinggitPlus, GST To SST: Understanding The Facts And Figures. Bank of China offers an attractive and competitive interest rate as low as 2.85% p.a. A typical housing loan in Malaysia would see the borrower making monthly payments for a certain period of time, also known as the loan tenure, until both the principal amount of the loan and interest are fully paid. Plus, earn attractive low profit rate on the remaining balance in your Special Mudharabah Investment Account-i. Choose to reshuffle your finances with extra repayments and convenient withdrawals! ... A combination of a loan account with a current account to facilitate the withdrawal of excess cash. Suitable for new purchase and refinancing! Just a tip, though: try to keep as much of your funds as you can (like your savings) in your current account to lessen the interest fee on your home loans. A home loan that can be a conventional or shariah compliant mortgage while still maintaining its core benefits for sub sale properties, Build up your business empire with this no frills Islamic loan tailor-made for financing commercial property, Have certainty on your monthly instalment payment and insured against unexpected with MRTT via a fixed rate Islamic mortgage by Al Rajhi Bank, Planning to refinance your mortgage? A shariah-compliant home loan suitable for home buyers who prefer a fixed monthly repayment, An affordable mortgage based on the Islamic concept of Tawarruq with low interest rate, flexible tenures and payment holiday to help you get into a new home. Do a quick calculation on your monthly repayments using our online housing loan calculator and save more! Indicative interest rate is 4.5% Stop daydreaming about owning a home! Flexible packages for any budget! Islamic home financing for purchasing your dream house with up to 90% margin of financing and flexible repayment terms on fixed or floating rate. For ambitious first-timer looking to settle in a bigger house. Pay extra on your repayment to enjoy interest savings! Enjoy flexibility of repayment, withdrawal of excess cash, no fee for setting up and processing of this home loan! No processing fee, competitive profit rates and low monthly payments, BSN ensures that you can move into your new home with peace of mind. A housing loan with cheque book and ATM cash withdrawal for flexible repayments. You'll benefit from BSN's GIRO Home Loan with low interest rates and package options for just about everyone, If buying a dream home is the next step in your life, BSN will help make it happens for you with this conventional home loan and low interest rates. Strictly for new purchases straight from developers this home loan offers you up to 100% financing on your newly built property, A fully flexible home loan that combines your savings and home loan accounts into one, providing a quick and easy way to reduce your interest payments, Break away from conventional fixed finance mortgages with this Islamic house financing based on the Shariah principle of Murabahah, Basic conventional term and home loan with option to deposit and withdraw excess cash and zero monthly maintenance fee, No monthly fees? Suitable for new financing and refinancing! Don’t worry, you can still check. It just takes 1-Minute to own your dream home with CIMB InstaApproval! Withdrawals can be done flexibly at zero cost too! Applying for a home loan or what is sometimes referred to as a housing loan is the best way to get into the house you want. Save the big bills for later - with this Flexi Mortgage you can defer up to 35% of the cost of your home loan until the end of the mortgage term, Islamic home loan based on Ijarah Muntahiyah Bittamik concept - a property is leased to you with ownership transferring at the end of the loan term, An Islamic mortgage from Bank Rakyat with competitive profit rates and convenient ways to pay off your monthly installments, A home loan with extra benefits for government employees - including automatic salary deduction of your mortgage payments, One of the best SME commercial property loan available in Malaysia with attractive interest rates and zero lock-in period. I would like to borrow RM over 5 years10 years15 years20 years25 years30 years35 years, My annual income is RM as a salaried employeegovernment employeeGLC employeeself-employed. 78 likes. Subscribe to our feed of malaysian money news articles and read them from your favorite RSS reader. First home? Getting a house is one of the largest purchases you will ever make. Enter loan interest rate in Percentage. RinggitPlus compares and help you apply credit cards, personal loans and housing loans.Find the best mortgage deal on your dream house or apartment, or simply discover great promotions and discounts.We will help you at every step of your application, from form submission to approval. Giving you the flexibility to reduce your loan principal and interest payments with a linked current account. They’re among the best housing loans in Malaysia too. Second? Get financing up to 90% margin at an attractive profit rate! Best Housing Loans in Malaysia Calculate rates and apply for the best housing loans in Malaysia. All you need to have is a residential or commercial property. Enter only numbers in the boxes. Only for properties below RM200,000 - perfect for low to mid-income earners. A flexible home loan plan offering variable rate and overdraft facility. 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