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Earn two Points per dollar spent (up to $3,000) on gas, groceries, healthcare and pharmacy purchases through June 30, 2021. This lets you prequalify with multiple providers and apply for the card that offers … household … Just because you’ve been pre-approved/pre-qualified, doesn’t necessarily mean you’ll be approved, credit card issuers will do a hard pull on your credit report before they approve you and if your circumstances have changed you might be denied for a card they’ve pre-qualified you for. A Balance Transfer Fee of either $10 or 4%, whichever is greater, will apply on each balance transfer. The Annual Fee will not be assessed to your credit card Account within the first year of Account opening. Apply for an HSBC Canada credit card today. Issuance of the credit card is at the sole discretion of the Bank and is subject to the Bank’s internal approval norms. A Balance Transfer Fee of either $10 or 4%, whichever is greater, will apply on each balance transfer. Earn accelerated rewards at wineries and enjoy special benefits. A check fee of either $10 or 4%, whichever is greater, will apply on each check written for purposes other than Balance Transfer. We may receive payment from our affiliates for featured placement of their products or services. So barely meeting a card’s minimum requirements may not cut it. *on purchases in the first 12 months from Account opening, up to the first $10,000 in purchases2. The 0% Introductory APR does not apply to cash advances and overdrafts. The Minimum Interest Charge is $1.00. The Minimum Interest Charge is $1.00. For a complete list of HSBC Premier Relationship eligibility requirements please visit https://www.us.hsbc.com/premier/ or speak with your Relationship Manager. • Interest will be charged on any balance transfers made with your credit card, unless you have a 0% promotional offer or you pay the New Balance shown on your statement in … While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. The information may have changed after that date. **On Purchases and Balance Transfers for the first 12 months from Account opening9. Input your current credit card balance and interest rate to calculate your potential savings. HSBC has a dedicated prequalification feature available on its website. The Minimum Interest Charge is $1.00. 12 The information about the costs and benefits of the card described is accurate as of {{currentDate}}. Tap & go® contactless payments are faster than swiping or inserting your card for payment. Done – Follow the prompts, and you're done! The variable Cash APR applies to cash advances and overdrafts, and is 24.99%. Member FDIC. Build your credit with this secured credit card. regularly, HSBC Cash Rewards Mastercard® credit card, Air Canada to launch new Chase credit card in the US, How to separate your finances during divorce, Merrick Bank Double Your Line® Secured Visa® Credit Card review, Think twice before applying for a store credit card this holiday season, CreditLend short-term loan connection service review, Nelnet Bank gets into student lending with refinancing, Go to the HSBC website’s main page and click on. 13 The 50,000 Rewards Program Bonus Points (“Bonus Points”) offer applies when you open a new HSBC Elite World Elite Mastercard credit card and charge the qualifying amount or more in new purchases (minus returns, credits and adjustments) within the first three (3) months from Account opening (“Promotional Period”). These APRs will vary with the market based on the Prime Rate. Finder is committed to editorial independence. An 18 months 0% intro APR period on both purchases and balance transfers, plus zero foreign transaction fees, makes this is a strong well-rounded card. The card details have not been reviewed or approved by the card issuer. The OpenSky® Secured Visa® Credit Card is a rarity even among secured credit cards, in that it allows you to qualify without a bank account or any kind of credit check. If you are Your APRs may increase to the variable Penalty APR of 29.99% if you fail to make a minimum payment to us when due. (It’s important to remember that your credit score is only one factor banks use in making credit decisions.) Balance Transfers must be posted within the first 60 days following Account opening. After the Introductory Period, a variable Purchase APR of 13.99% to 23.99%, depending on your creditworthiness, will apply to credit card purchases; and a variable Balance Transfer APR of 13.99% to 23.99%, depending on your creditworthiness, will apply to balance transfers, for the HSBC Gold Mastercard® credit card. Keep in mind, even if you prequalify for a certain card, there’s no guarantee that your application will be approved. There is no Foreign Transaction Fee. **On Purchases and Balance Transfers for the first 12 months from Account opening.3 Balance Transfers must be posted within the first 60 days following Account opening. *Earn an Introductory 3X Points on dining and select entertainment purchases plus 2X Points on all other purchases in the first 12 months from Account opening, up to the first $25,000 in purchases8. For each billing cycle, variable APRs are calculated by adding a specified amount ("Spread") to the U.S. Prime Rate published in the Money Rates table of The Wall Street Journal that is in effect on the last day of the month ("Prime Rate"). Bottom line. The information may have changed after that date. See your FICO® Score for free, along with key score factors, on your monthly statement. After the Introductory Period, a variable Purchase APR of 14.99% to 18.99%, depending on your creditworthiness, will apply to credit card purchases; and a variable Balance Transfer APR of 14.99% to 18.99%, depending on your creditworthiness, will apply to balance transfers, for the HSBC Advance Mastercard® credit card. Build credit with this secured credit card. At first glance, the HSBC Gold Mastercard® credit card may look boring. Your APRs may increase to the variable Penalty APR of 29.99% if you fail to make a minimum payment to us when due. The variable Cash APR of 24.99% will apply to cash advances and overdrafts. Mastercard and Tap & go are registered trademarks of Mastercard International Incorporated. Allow 4-6 weeks after the Promotional Period has ended for the Bonus Points to post to your Account. We may also receive compensation if you click on certain links posted on our site. See Summary of Terms for details. For each billing cycle, variable APRs are calculated by adding a specified amount (“Spread”) to the U.S. Prime Rate published in the Money Rates table of The Wall Street Journal that is in effect on the last day of the month (“Prime Rate”). We have detected your browser is out of date. *worth at least $400 in air travel, after spending $3,000 in the first 3 months from Account opening10, *worth $750 in airfare when booked online through HSBC Travel, after spending $4,000 in the first 3 months of Account opening13. Finder.com is an independent comparison platform and An Overdraft Transaction fee of $10 or 5%, whichever is greater, will apply on the overdraft amount. HSBC requires good to excellent credit for their credit cards. These APRs will vary with the market based on the Prime Rate. Check the disclosure agreement box and then click the. How you earn Rewards Points or Cash Rewards: You earn Points or Cash Rewards when you use your card to make new purchases (minus returns, credits and adjustments). 1.5% Unlimited Cash Back – on all purchases after the intro period, Start building your credit history today so you can make the most of tomorrow, 1.5% Unlimited Cash Back on all purchases, Unlimited access to our online tools to learn more about credit, View your FICO® Credit Score for free on your HSBC Credit Card statement, 2X Points – on dining and select entertainment purchases after the intro period, 1X Points – on all other purchases after the intro period, Travel coverage –Trip Cancellation Insurance, $1 Million Travel Accident Insurance, Competitive, variable APR of 14.99% to 18.99%, 1000+ airport lounges – complimentary membership plus unlimited free lounge visits for cardholders and one guest per year, Up to $400 in Travel Credits when you book your travel through HSBC Travel, Trusted Traveler - You are eligible for either one Global Entry® Application Fee Statement Credit, up to a maximum of $100, or one TSA Precheck Application Fee Statement Credit, up to a maximum of $85, every 54 months, Lyft Credit - Take five rides per month and receive a $10 Lyft Credit (in app), Travel coverage -- lost or damaged baggage coverage, Trip Cancellation Insurance, $1 Million Travel Accident Insurance, Place – Simply place your HSBC Credit Card close to a contactless payment terminal. The information may have changed after that date. The TransUnion credit score we provide is based on the VantageScore 3.0 model and may not be the credit scoring model used by financial institutions presenting offers on our website. HSBC might not be the first issuer that comes to mind when you begin your credit card search – but the bank has plenty of great products to offer. Cash Rewards do not apply to account transfers, balance transfers, credit card checks, cash advances or overdrafts. 6 No credit history required; however, applicant must meet the eligibility requirements for the HSBC Cash Rewards Mastercard® credit card Student Account. An Overdraft Transaction Fee of either $10 or 5%, whichever is greater, will apply on the overdraft amount, if applicable. Signup offer of 2x points in the first year on up to $25,000, then 2x points on dining and entertainment and 1x points on all other purchases. To find out what may have changed, call 888.662.4722 (HSBC). If the Prime Rate changes, the new APRs will take effect on the first day of your billing cycle beginning in the next month. Kevin Joey Chen is a credit cards, banking and investments writer whose work and analysis have appeared on CNN, U.S. News & World Report, Business.com, Lifehacker and CreditCards.com. Here’s how to (pre) qualify for an HSBC credit card: Store cards sound appealing, but aren’t often your best choice. 15 HSBC Premier World Mastercard® requires a U.S. HSBC Premier relationship. After first year rewards offer, 2x points on dining and entertainment and 1x points on all other purchases, 0% intro for the first 12 months (then 14.99% to 18.99% variable), $0 intro annual fee for the first year ($45 thereafter). So barely meeting a card’s minimum requirements may not cut it. Finder® is a registered trademark of Hive Empire Pty Ltd, and is used under license by Your HSBC Elite World Elite Mastercard® credit card must be open and in good standing at the time of Bonus Points fulfillment. While we receive compensation when you click links to partners, they do not influence our content. Because the prequalification process is done with a soft pull on your credit, it won’t affect your credit score. This new online bank offers the kind of low rates you’d normally have to apply for in person. Same day mortgage pre-approval Residential mortgage The HSBC Family Springboard Mortgage Mortgage switch ... As an HSBC Credit Card customer, you can register to receive an email when your card is used. 3 The information about the costs and benefits of the card described is accurate as of {{currentDate}}. The second way to get pre-approved for a credit card is to request pre-approval on an issuer’s website. You are about to post a question on finder.com: I agree to Finder’s terms of use and privacy and cookie policy, and I opt in to receive email from Finder, Subscribe me to Finder’s free weekly newsletter for budgeting tools, timely news and savings essentials to take control of your finances, 32 East 31st Street, 4th Floor, There is no Foreign Transaction Fee. For each billing cycle, variable APRs are calculated by adding a specified amount (“Spread”) to the U.S. Prime Rate published in the Money Rates table of The Wall Street Journal that is in effect on the last day of the month (“Prime Rate”). Earn 3% cash back on up to $10,000 in the first 12 months, then 1.5% on all purchases. After that, a competitive variable APR of 13.99% to 23.99%3 will apply. credit card or loans, or any HSBC affiliate. From travel and entertainment, to goods and services – our seasoned team of specialists will help you optimize your cards program to improve your organization’s financial performance. *On Purchases and Balance Transfers for the first 18 months from Account opening. Ways to protect your assets and what you need to know about marital debt. The information may have changed after that date. Basically, you can pre-qualify yourself for an HSBC credit card by seeing how well you meet your chosen card’s approval requirements. You can prequalify yourself unofficially, but it likely won’t be as accurate as if you would get prequalified by HSBC. For each billing cycle, variable APRs are calculated by adding a specified amount (“Spread”) to the U.S. Prime Rate published in the Money Rates table of The Wall Street Journal that is in effect on the last day of the month (“Prime Rate”). HSBC is the worst credit card that I have owned. Your HSBC Cash Rewards Mastercard® credit card Student Account must be open and in good standing in order to earn Cash Rewards. Cash Rewards can be redeemed as cash back. Low introductory APRs, Rewards Program bonus Points, cash back, travel benefits, and more – compare and find the credit card that fits the way you live. Allow 4-6 weeks after the Promotional Period has ended for the Bonus Points to post to your Account. To find out what may have changed, call 800.975.4722 (HSBC). Credit cards. For a complete list of HSBC Advance Relationship eligibility requirements please visit https://www.us.hsbc.com/advance/ or speak with an HSBC Branch Representative. A check fee of either $10 or 4%, whichever is greater, will apply on each check written for purposes other than Balance Transfer. Pre-approval for a credit card is a process that allows banks to check your credit history and general information without a hard inquiry on your credit report. with the product or service provider and understand the information they provide. For each billing cycle, variable APRs are calculated by adding a specified amount (“Spread”) to the U.S. Prime Rate published in the Money Rates table of The Wall Street Journal that is in effect on the last day of the month (“Prime Rate”). Apply online and get exclusive benefits. 1 The information about the costs and benefits of the card described is accurate as of {{currentDate}}. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Just bear in mind that official pre-approval typically gives you a roughly 90% chance of actually getting an account when you apply. The variable Cash APR applies to cash advances and overdrafts, and is 24.99%. If the Prime Rate changes, the new APRs will take effect on the first day of your billing cycle beginning in the next month. • Balance transfer may not be used to pay other HSBC Bank USA, N.A. For inquiries or complaints, please call HSBC's Customer Service at (02) 8858-0000 from Metro Manila, +1-800-1-888-8555 PLDT domestic toll-free, (02)7976-8000 from overseas, (International Access Code) + 800-100-85-800 international toll-free for selected countries/regions, or send an email to hsbc@hsbc.com.ph.If you want to find out more about HSBC's customer feedback procedures, please … close navigation. Optional, only if you want us to follow up with you. As an HSBC customer, you're automatically enrolled in our fraud alert program. These APRs will vary with the market based on the Prime Rate. A $0 Annual Fee will apply for HSBC Premier World Mastercard® credit card account clients who have a qualifying U.S. HSBC Premier checking account relationship; otherwise a $95 Annual Fee will apply. The variable Cash APR applies to cash advances and overdrafts, and is 24.99%. Credit cards. A variable Balance Transfer APR applies to balance transfers and will be 14.99% to 18.99%, depending on your credit worthiness, for the HSBC Elite World Elite Mastercard credit card. Find a line of credit — even if you don’t have a perfect score. A check fee of either $10 or 4%, whichever is greater, will apply on each check written for purposes other than Balance Transfer. 8 For the first $25,000 in new purchases within the first twelve (12) months from Account opening, you will earn three (3) Rewards Program points (“points”) per dollar on dining and select entertainment purchases, and two (2) points per dollar on all other purchases. Credit Card - Apply for a credit card online in India at HSBC and benefit from a range of offers. Your FICO® score for free, along with key score factors, your... About the costs and benefits of the card issuer card close to the variable APR... 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